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                                       I’m writing on behalf of  Mr. J. Rob Jones at Spirit Financial to attest to his character, qualifications, personal service, and performance.
                                       Mr. Jones has always been a caring person that goes out of his way to share both his tax  and personal knowledge in order to help 
                                       everyone so that they can grow within themselves, families, and businesses.  He is undoubtedly an asset to us            

                                       Johnny Arnette
                   Johnnys Trucking, LLC
                             Sanford, NC     

                                       J. Rob Jones at Spirit Financial is a highly experienced business  & tax consultant.  Mr. Jones has been a wealth of knowledge for me and
                                       a great resource who's always available to answer questions and offer sound advice.  I highly recommend him if  you're looking for a
                                       business partner who can guide you to the next level---            

                                       Tracye Robinson                                        
                                       TR Sells Homes

                             Dallas, TX    

                                       Mr. Jones, I want to thank you for telling me  about SBA business Funding.  If  I had not been notified by u about applying  for loan;
                                       I may not be in business today.  Thank you for your wisdom,  plus; being a great tax and business adviser.  Keep up the good work!!!
                                       Louis Greene

                   Louis Greene Trucking, Inc.
                             Franklinton, NC    

                                       Words can't  express the gratitude I have for Mr. Jones.  After experiencing my  fair share of bad tax consultants, I can see why Mr. Jones
                                       stands out as the best.  He is extremely professional, knowledgeable and effective.  With his help, my tax problems are effectively being           
                                       chiseled away and I'm extremely grateful for him.     

                                       Katherine Henderson
                   Kompact Place, Inc
                             Morrisville, NC  

                                       J. Rob Jones has been  our accountant for the past 15 years.  He has provided exceptional customer service and his attention to detail has
                                       been very beneficial on completing our tax returns in a timely manner.                 

                                       Sharlene Sumpter
                   Lakeside of Whiteville, Inc.
                             Whiteville, NC  

                                       As a senior partner for Step One Research,  I have  worked with  Spirit Financial on several  business development projects.  They were 
                                       instructmental in assisting us with our California Relocation.    

                                       Jarvis L. Lessane
                   Step One Research
                             Concord, NC  

                                       J. Rob Jones of Spirit Financial is a man after GOD's Heart.  We have experienced tax problems with IRS.  He has help us out; plus, showing
                                       us strategies for getting out of debt..  He has been a friend and business partner for over 15 years; keeping us updated on how we can grow.

                                       Odessa Johnson
                   OJ Office Service
                             Timberlake, NC  




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